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Mortgages

How much can I borrow?

What will it cost?

Can I improve my current home?

Is it possible to reduce my monthly outgoings?

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

John Cleary Mortgages will:

  • Make the whole process of securing your mortgage as smooth and straightforward as possible

  • Find the most suitable lender and mortgage rate to suit you

  • Explain fully the mortgage options available

  • Provide a full ‘Advice and Recommendation service’

  • Keep you updated at each key stage of your transaction

We offer:

  • Bridging finance

  • Right to buy

  • Help to buy & government schemes

  • Shared ownership / Shared equity

  • Debt consolidation

  • Adverse credit / Poor credit mortgages

  • Rate switch comparison up to 6 months prior to current deal ending

  • Commercial lending (via referral)

  • First Time Buyer mortgages

  • Remortgages

  • Buy to let schemes

  • 0% deposit options

  • Parent/Family assist mortgages

  • Home improvement financing

  • Lifetime mortgages to release equity for over 55’s (via referral)

  • 2nd charge lending (via referral)

  • HMO mortgages

Additional Services offered:

We act as introducers for...

  • Conveyancing / Solicitors

  • Wills / Estate planning

  • Property surveys

  • Equity release

Equity Release refers to home reversion plans and lifetime mortgages. To understand the features and risks, ask for a personalised illustration.

The FCA does not regulate solicitors, wills, property surveys and some forms of estate planning and bridging loans.

The FCA does not regulate commercial lending and we act as introducers for it.